Because he is forever a loan.
Some people actually believe santa exist.
Homeless.
You have to have gooooooaaaaaaaaallllllllllllllllssssssssss!!!!!
Student: I don't know. Teacher: Of course, you do. Where do you get sugar from Student: We borrow it from our neighbor.
He said "Sure! I could loan some Dove".
Because even Magic can't pay your college Loan